Real estate investment expert, Joe Crump, teaches zero down investing techniques. Learn foreclosures, short sales, subject to, land contracts, multi-mortgage and other creative real estate financing structures. Free newsletter teaches you how: www.JoeCrump.com Six Month Coaching Program Details: www.ZeroDownInvesting.com
www.San-Fernando-Valley-Ca-Real-Estate.com David@HomesInTheValley.info http Real Estate Tidbit #5 “Lender Requirements for a Homeowner’s Association when Buying a Condo”. An interview with your wonderful mortgage lender Joe Tishkoff with Skyline Financial. Please visit our website to search homes for sale or to sign up for Listing Email Alerts.
Program Description: This presentation will focus on the steps, elements, and people that are needed to assist people with disabilities in their successful transition out of Hab Centers. The promise and the pitfalls associated with transition will be explored. Learning objectives include: 1. Participants will learn the major elements required for successful transition efforts. 2. Participants will be able to identify transition shock issues and the identifying characteristics. 3. Participants will learn the top myths and misconceptions that opponents of transition use (no supporting data but powerful emotions). 4. Participants will learn the most important non-negotiable steps that need to be in place for successful transition efforts. 5. Participants will learn how to become personally involved in the life of a person with a disability and the importance of this connection in understanding transition. 6. Participants will understand and be able to explain the major action plan steps needed when beginning the transition process. Program Presenter: Derrick F. Dufresne ,is the President of Community Resource Associates, Inc. (CRA), a training and management consulting firm that he founded in 1982. CRA is dedicated to promoting full community inclusion for people with disabilities. Derrick has provided training and consultation to more than forty thousand people in over forty-eight states since 1982. From 2003-2009, Derrick served as President and CEO of the Institute on …
realestatemarketingthisweek.com – Real Estate Marketing – Have we hit the bottom of the Real Estate Market yet? – With Michael J Barnes, Brett Fallon and Dan Havey of Real Estate Marketing This Week Part 2 — And Michael as we mentioned before I’m in the middle of writing a book that is entitled “Real Estate’s Future”. And again what it is, is essentially a scoring model, where we have taken hundreds of different factors, enter them all together and what we look at is that this model can actually call the top and bottom of the real estate market. With this model we were actually able to call the top of the real estate market in Phoenix, Arizona six months before it happened. Now we’re working on creating a national model. What we’re seeing today in the building numbers is that they came out really bad. And there was something on Zillow the other day that said that Americans have lost trillions of dollars in real estate value. And its easy to get all emotional about this especially if you’re one of those people who are losing their homes. And you are one of the people in trouble, but eventually we will get to the bottom market again. Hopefully by then I’ll have my Book complete and we will be able to warn people that we think it’s going to be the bottom of the market. I always joke about, you know it’s the bottom of the market when something happens called “capitulation”. When essentially everyone has given up, and if you’ll both recall when we were at the top of the …
realestatemarketingthisweek.com – Real Estate Marketing – 80% of homes can be purchased with FHA Financing – With Michael J Barnes, Brett Fallon and Dan Havey of Real Estate Marketing This Week Part 4 – You also talked about this graph you put together, it talks about the month of November was a 25% increase over the previous year. Obviously prices have gone down and it looks like it then has gone back up, and so once we finish selling off this inventory there is a good chance that were going to be finding or hitting the bottom. I think just in that region of $150000 to $200000 region that prices have really stabilized at this point, they may go down a little bit more, but I think for the most part, because that is where the financing is right now, with the FHA and the conforming loan limits, anybody in that price range can still get a loan. If youre looking to buy something over $400000 youre going to have a lot more trouble just because the financing is not available. Well the financing is a lot more difficult over the $417.000 loan amount number. Luckily Velocity Financial still has some of the interim small jumbo financing available, still with decent rates and the larger jumbos there is still financing available but nothing like this median home price of $275000 and below. Well and I think what that goes back to, specifically with the FHAs, because, what percentage of the closing costs can be contributed by a seller on an FHA loan? Its pretty high right? FHA …
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FV = Future Value. PV = Present Value. Learn about the Time Value of Money. See how the concept of “Time Value of Money” is a fundamental idea in Finance. In ThisSeries learn 17 amazing Finance Tricks. Learn about the PMT, PV, FV, NPER, RATE, SLN, DB, EFFECT, NOMINAL, NPV, XNPV, and the CUMIPMT functions that can make your financing tasks much easier in Excel. See how to use the PMT function in the standard way, but also see how to use it while incorporating a Balloon payment or a delayed payment. Lean how to translate a Nominal interest rate into an Effective Interest rate. Learn how to calculate how long it takes to pay off a credit card balance. Lean how to calculate the Effect Rate on a Payday loan. And many more financing Tricks!! The Excel Finance Tricks 1-17 will show an assortment of Excel Financing Tricks! Formula